If you are a non-citizen living in New York City chances are you
don’t have very good health insurance, still, it is possible to find treatment
whether you’re here lawfully or unlawfully. You do not have to writhe away in
pain and sickness. It takes a lot of work to find these places but I’ve done
most of that work already. Hopefully my legwork will connect at least a few
people in need with the appropriate help.
#1-
Proving your Broke- The most important
thing to getting any form of decent care is to prove that you have no money and
no income, so even if you are working for minimum wage part-time, like I was,
they will consider you not broke
(even if you are). Medical Case Managers will want to see a bank statement
proving that you have no income. If you want to get treatment for a reasonable
fee, this is essential.
If your main bank account shows your glorious monthly income of
$400 they will declare you “not broke,” so the best way around this is to have a separate bank
account with very little money, into which you never receive deposits from a job. Use this back account a few times a
month for small purchases to maintain it. It must look like it is your active
account otherwise there will be a barrage of questions and you will have
explain how you live on an account that hasn’t been used in months. Once you
have this nearly empty ($100-4000), legit-looking account almost any questions
regarding how you pay you bills, rent, or buy food can be answered by saying
you use credit, savings, or by borrowing money from others. Just to be clear,
you should try to prove your broke if your actually broke. If it seems like a
major chore to set up this bank account, well, that’s because it is, but once
the account is setup all you have to do is maintain it. This way you will
always have the proof you need to qualify as being broke. If you have money and
are just looking for a deal, do not try to use this method. That would be fraud.
If you are in NYC unlawfully you cannot get a bank account thanks
to the Patriot Act. This is an atrocity of a law that inconveniences many
people. It creates the need to get false identities with fake IDs, and/or jobs
that pay only cash which are usually exploitive. Obviously the plight of the
unlawful citizen goes way beyond just being denied a bank account, but a bank
account is very important to a leading a structured, secure life. If you cannot
get a bank account then obviously none of my bank account info applies to you.
I guess you would have to claim you don’t use banks, or be honest and tell the
Case Manger your reasons for being in the US, and how you are surviving. All
ERs in New York except undocumented individuals but I have no knowledge of how
far up the medical ladder they are allowed to go.
If you have managed to unlawfully open an account through your own
ingenuity this is illegaal (and bad mmmkay), but good for you. In theory you could always just open a second account at your same
bank and maintain that as you “broke account”...In theory.
#2- Where
To Go in an Emergency- If you get sick or
injured any emergency room will take you and treat you. Some will give you a
discount and reduce their fee to almost nothing. Public Hospitals- Any of the public hospital will take you, and if you prove that
you’re broke they’ll reduce all visits to $10 after the fact. I’ve been to the
ER at Bellevue and Harlem Hospitals and both of the ERs treated me and charged
me $10 after. Going to an ER is the best way to get referred into a clinic at a
public hospital if you have a condition that requires further care. Harlem
hospital had the longest ER wait time, but had the most considerate doctors.
Private Hospitals- Because
they are private and expensive you’d think they’d be better but I found both
Columbia Presbyterian and Brooklyn Hospital’s ERs to be worse that the public
ones. The waits were just as long (3-5 hours for a non-life threatening
emergency) and the doctors were no better. I waited 5 hours, saw a Dr. Breen and all she gave me was OTC
pills; I waited 5 hours for Naproxen! After I proved that I was broke they
dropped the fee to $10, but at the private hospitals they double bill- once for
the doctor, once for the hospital. It’s literally twice the price, and only the
hospital will lower their fee. So you either need to pay the doctor’s fee of
$350 for a single ER, visit or ignore the bill.
#3- Non-
Emergency Care- Hospital
Clinics/Specialists- If you want to see any
kind of specialist for a serious or ongoing condition you will likely need to
get referred to them either through the ER, or through another outside medical
clinic (most hospital clinics do not accept outside referrals. Make sure to
check before you waste time getting one). Public hospitals have most
specialists but the wait times to get appointments are long, like 3 months long.
I would not recommend going to Bellevue for any reason other than
an extreme emergency. The waits are long, the staff rude, and the doctors
unsympathetic and unhelpful. I wanted to get an MRI, which they do provide to
broke people for $150, but before I could get it that I had to go ER and I was
then referred to the General Clinic. The General Clinic then made me go through
Physical Therapy. This Physical Therapy was a complete waste of time. My
therapist was hot though.
After having struggled through the sliding-scale fee public health
care system for a few years, I recently shelled out cash for a few appointments
with a specialist at NYU, Dr. Wayne Stokes. He is a nice guy and the first
doctor I’ve seen that suggested treatments to actually fix the problem. Too bad
I had to take my medical records and all his good ideas and go find a more
affordable doctor. This NYU practice was charging over 2K for some simple
anesthetic injections. I will admit that this private clinic was far nicer than
any other clinic I’ve been to, but they were not breaks in the fees whatsoever.
Some of the private hospitals offer a reduced fee for visits to clinic specialists. Both New
York Presbyterian and NYU do not, but Brooklyn does. I am I the process of
dealing with Brooklyn Hospital’s Pain Clinic and Neurosurgery department and
will have a better review to write after the appointments have taken place.
Even thought theses are private hospitals the wait times to get appointments
are still long, like 2 months long.
Financial Services- (718) 250-8080.
Primary Care Physician/General Practitioners- So if you are not in urgent need of care, and you don’t need any
kind of specialist your in luck because there are many places that except
non-insured patients for simple things like antibiotics, birth-control, etc. If
you are in serious pain do not go to these clinics. They will NOT help with
pain management. You will be turned away empty-handed and in pain. You will
only have wasted 2-3 hours of your life.
New York Presbyterian has various outpatient clinics around New
York. They except un-insured, broke people for $10 a visit. I’ve visited two
locations, The Washington Heights Family Center at 181st st and
The Charles Rangel Health Center on 135th st.
-(212) 491-2300- Be prepared to spend at least two, if not three hours per
visit. The clinics are tidy, but full of families and pandemonium. I was very
unsatisfied with these clinics because I was trying to get help for pain and
these doctors were totally unwilling to help. They will try to refer you to outside
hospital clinics which are not part of your $10 deal.
The Institute for Family Health on 16th st in
Union Square - (212) 633-0800- offers a
similar sliding fee scale and they offer a lot of services e.g. Medical, Mental
Health, Acupuncture, and Osteopathic Manipulation. The price for broke people
is $15 a visit. There is a reason
the price is so low.
The office is a mismanaged disaster. Certain appointments are hard
to book (Osteopathic manipulation is only booked through one person and she
does not have a voicemail). Referrals are never made, or in the rare cases that
they are, the wait times for outside procedures are months long. The doctors
themselves here have ranged from decent to very good in quality. Do not try to
get pain meds here. It’s a lost cause.
The Ryan Center on W 97th st - (212) 740-1820- offers
many of the same services, but they also have cheap dental. I recently had a
cleaning and a check-up, with X-rays, for $35. The dental waiting list is long
so book well in advance. I have never used this facility for medical reasons
but I imagine it would be much the same as the two facilities I described
previously. One tip to having a smoother transaction here is to arrive very
early on your first day and be the first in line. The registration process is
excruciatingly slow as there are only two attendants to help long lines of
people. Once you’ve registered you do not have to go through the process again
for a year. On a bad day expect to wait 1-2 hours for a Case Worker to register
you.
#4 Mental
Health- If you need broad
information about mental health providers you can call 1800- LIFE NET. The Life
Net operators are kind and compassionate but generally unhelpful if your
looking for long term placement; however, if you are having a mental crisis and
need immediate help, they would be the ones to call.
As far as long-term providers there tons of places around New York
were you can have talk therapy twice a week with monthly psychiatric visits,
all for cheap. The catch is that the therapists are usually grad students, not
doctors, and it is a requirement that you attend their talk therapy. In other
words, you cannot just see a psychiatrist.
New York Presbyterian Out-Patient Psychiatry- (212) 305-5977offers
therapy and psychiatry for $10 a visit. The condition at this clinic is that
you sign-up for a full year at a time with a grad student. These student
therapists range in quality from poor to great, but the best thing about this
clinic is they have a great psychiatrist, Dr. Garza. He is available to see patients
of the clinic once a month for $10.
Both the Institute for Family Health and the Ryan Center have
Mental Health services. At the Institute for Family Health it is possible to
see only a psychiatrist and not be in therapy. After proving you’re broke each
visit is $35.
In Brooklyn there is place call CABS -(718) 388-0390- that offers
cheap care, but you must participate in the talk therapy/psychiatry combo. No
psychiatry only.
#5 MRI- If you need an MRI it is possible to get them done for between
$150-200 at the Ryan center, or through a referral to Bellevue. However once
you’re at Bellevue you will have to jump though a ridiculous series hoops. This
can take months and even then it’s serious gamble. I decided to pay an extra
$325 and get the MRI done myself.
I got an MRI done with Remake Health http://remakehealth2.3dcartstores.com, (877) 537-6253- for $525 all fees included. Since NYU offered me
a cash only discount of $2200, the generous bastards, when I saw this deal I
thought it was a scam. It seemed too good to be true, but it is true, and a
great deal. It is a legitimate offer and the service is great. If you can spare
the extra couple hundred bucks to get this done you will save months of waiting
and headaches that you would otherwise surely suffer trying to get this done at
a public facility.